Mortgages

Independent mortgage advice

At Sheldon Bosley Knight, excellent service is our priority, which is why we’ve partnered with Ernest Grant Mortgages. They’re an independent mortgage advice service focused on helping you get it right first time. Their goal is to provide all your options upfront, so you can make the best decisions for you and your family. See how they can help below.

Planning is everything

Most advisers will provide some mortgage quotes and how much you can borrow in a first consultation. At Ernest Grant Mortgages, your dedicated adviser will spend the first consultation ensuring you have covered all bases. They do this in three simple steps.

1. Creating the budget

Your adviser will provide a tailored understanding of what you’re likely to be able to borrow. They then couple this with your own preferences on maximum spending per month to tailor a loan amount and deposit level that is a best fit.

2. Knowing your costs

Buying a home can be costly. It’s important to know how much you are likely to need for a deposit as well as the other associated costs of the purchase. Your adviser will provide a full breakdown of your upfront and on-going costs to buy a property, so you can save with purpose.

3. Lender qualification

As part of your free initial consultation service, your adviser will provide a certificate (subject to credit) from lenders stating the amount you can borrow (known as an Agreement in Principle). This is required by most estate agents to lodge a successful offer.

Calculator assumptions

Monthly repayments – the calculator divides the total mortgage amount and the total interest payable (using your selected rate) by the total number of months in the mortgage term.

Interest rate – the interest rate you select is used to calculate the total interest payable over the mortgage term. The calculator assumes the interest rate will remain the same throughout the mortgage term.

Payment frequency – the calculator assumes interest is charged at the same frequency the repayments are made. In practice, this may differ with different mortgage products.

The information provided by this tool is for guidance purposes only and should not be construed as advice or a mortgage offer.

Why choose Ernest Grant Mortgages?

A smoother mortgage journey

Ernest Grant Mortgages is there to put you first. Unlike others, its advisers are supported by an expert in-house team dedicated to keeping things on track. They’ll communicate with you, your agent and your solicitor to ensure everything runs smoothly. As a result of this support, your adviser stays as your main contact throughout, with more time to focus on what matters—tailoring the best advice for you.

Finding the right fit

Your adviser can find mortgages from over 100 lenders, not just a limited panel. Each lender has individual criteria, rates and specialities, so you’ll get the one that fits you best. Backed by decades of experience, their experts help you structure your finances to secure your next property.

The EGM rate review promise

Waiting for the keys to your new home can feel endless! A lot can change with interest rates in that time too. That’s why Ernest Grant promises to review your rate at least twice during your home-buying process—sometimes even three times. It’s more work for them but could save you thousands over your fixed period. And the best part? This service comes at no extra cost. It’s just the right thing to do!

Mortgage guides

See the helpful guides below if you are looking to find out more about the mortgage and buying process. Please note, these guides are just general advice from Sheldon Bosley Knight and not the official mortgage advice of Ernest Grant Mortgages.

8 March, 2026

Rented a property through Sheldon Bosley Knight in Kenilworth and Chloe was fantastic throughout the whole process to ensure that we moved in on schedule. I would highly recommend them, and I'll definitely use them again in the future!

Tendai
5 March, 2026

Just moved into a new property in Leamington, Sheldon Bosley Knight were fantastic, they answered all my questions and were incredibly responsive. I mainly spoke to a lady called Chloe, who was great, but when I did speak to others, everyone was so lovely. A very easy and smooth process!

Sophie Marsh
1 March, 2026

The team was very professional which made the process really smooth and effortlessly. Keep up the good work.

Leanifer R
28 February, 2026

We had an absolutely fantastic experience with SBK Lettings. From start to finish, the entire process was smooth, efficient, and stress-free. We viewed the house on the first day, submitted our application the very same day, had our references checked the next day, and by the third day it was approved — we honestly couldn’t believe how quickly everything moved! The team was incredibly professional, organised, and proactive throughout. They were also so patient with all of our out-of-the-world questions and constant inquiries, always responding promptly and clearly. We never felt like we were being a nuisance — they genuinely took the time to help and reassure us at every step. They were also very attentive to the issues we raised and handled everything with care and efficiency. It really felt like they wanted the best outcome for us. We couldn’t be happier that we got the house we wanted, and we’re so grateful for how seamless they made the whole experience. Highly recommend! Thank you Chloe and Katie, you both are fantastic. Sandy & Lorraine

Zjeune S.
27 February, 2026

Great experience using SBK Lettings to rent a property in Warwickshire.

From the word go, communication was excellent and efficient and all paperwork and administrative processes were easy to complete and went smoothly to get me into the property as soon as possible.

Chloe was exceptionally helpful throughout the process and answered any queries I had in a timely, friendly manner.

Would definitely recommend SBK Lettings if you’re looking to rent.

Vickie Merrick
26 February, 2026

I've been renting a property in Leamington Spa by Sheldon Bosley Knight. Chloe did fast-reply and exact work flow. I really satisfied her lovely work

Minsu Oh
13 February, 2026

I would highly recommend Sheldon Bosley Knight (SBK) for all areas of property. I have used (SBK) in the last 2-3 years to fully management a property on the rental market to then sell that property and then purchased through them also. From start to finish I have received nothing but a high quality service. I used the Nuneaton and Evesham branches. As we all know house moves are a very stressful time but one thing SBK never failed me on was communication which is key.

Kate Barkworth
31 January, 2026

We honestly couldn’t have asked for a better experience with Sheldon Bosley Knight Letting Agents. From day one, the team went above and beyond to help myself and my partner, Lewis, find our perfect home — and they did it with so much care, patience, and genuine kindness. House hunting can be stressful (and emotional!), but they somehow made it exciting, reassuring, and even enjoyable. No question was ever too small, nothing felt rushed, and we always felt listened to and supported. It never felt like “just another tenancy” — it felt personal, and that means everything. Thanks to them, we’ve found a place that truly feels like home, and we’ll always be grateful for that. Massive thank you to the whole team — you’re absolute stars ⭐️ Highly, highly recommend!

Sparks Reloading
30 January, 2026

Sheldon Bosley Knight lettings team, as ever, have done a fabulous job in finding a new tenant for my property. Emma, Natasha, Isobel and Josh were all very efficient, professional and helpful all the way through the process.

Andrew Sackett
30 January, 2026

Really great experience of my first time renting through SBK, the team were all super helpful and happy to explain anything I was unsure of. Any issues with the property were dealt with really quickly. Overall a pleasant and hassle free experience!

ben lloyd
29 January, 2026

I have been very impressed with the friendly blend of help an professionalism provided by Josh and his team, who went the extra mile to secure suitable tenants to fit in with their neighbours at Crown Court. As one who over many years operated family owned service companies, I can thoroughly recommend the service that they provide.

Mike Clemas
26 January, 2026

Excellent service, very kind and supportive staff members, friendly team ever ready to help. Katie is amazing 🤩

barbara gift
22 January, 2026

Jess
15 January, 2026

I worked with Meredith Redman on a recent housing project. She is a wonderful person who put in a superb effort against a tight deadline.

Philip Thomas
12 January, 2026

The team at SBK are consistently professional and reliable. They respond quickly and provide excellent support with all my tenancy needs. I have worked with Louisa for several years, and she is outstanding.

Katherine Lynch
12 January, 2026

Fantastic people would highly recommend

Mark Ashton
22 December, 2025

Sheldon Bosley Knight have been exceptional with regards to the sale of our property. Excellent service, I’d happily recommend. Samuel Wright in particular has been extremely helpful and diligent in providing advice, guidance and support throughout the process.

Charles Luke Wales
21 December, 2025

Great service and prompt response from start to finish. Josh was great and kept us informed every step of the way. Smooth fast service. I would definitely recommend and use SBK again in the future.

Tina Cutler
11 December, 2025

We had the pleasure of dealing with Jude when moving and she made everything so easy! I cannot recommend Sheldon Bosley enough and Jude, we are so grateful for everything they did for us.

Louise Vick
5 December, 2025

Very professional, all quick to reply and help. Very happy with the service.

Simon
3 December, 2025

Charlotte and her team were outstanding during the sale of our property! We suffered from a series of problems along the way and if it weren’t for Charlotte’s willingness and ability to help I’m sure we would never have got to Completion.

steve ritson
27 November, 2025

I have had rental properties through this agency and the staff are amazing and efficient. Their communication is consistently excellent and serve tenants and landlords equally well. Louisa, Katie and Claire are exceptional and I wouldn’t hesitate to recommend their services. Thank you team!

Richard Wallace
26 November, 2025

Happy to have used SBK for many years and always found Josh and the whole team very helpful and professional in dealing with the letting of our property.

Peter Newby-Stubbs
23 November, 2025

Application process was easy and Louisa B was very responsive and helpful. We have had some small non-urgent repairs done and these were easy to report and fixed in good time.

Henry Lee
22 November, 2025

Great team at Sheldon Bosley for handling my tenant and letting, particularly Jude, gave invaluable advice and did a fantastic job at communication and sorting out the problems as they arose, very reassuring when issues arose, and I was too far away to handle them. I'm very grateful for all their help, lovely team. Addi

addi asher
21 November, 2025

The service and help given from all the team is always first class excellent help from both claire and louisa inthe local office always . they are very efficient .

Richard Clarke
20 November, 2025

Very happy with the support provided. They were quick, friendly, and helped me secure a great flat without any hassle. Special thanks to Louisa Breen for assisting through out the process.

Sachin Kumar
19 November, 2025

Sam Jones
19 November, 2025

We’ve just completed the sale of our house through Sheldon Bosley Knight and the whole experience was outstanding from start to finish. Patrick, our estate agent, was superb throughout — professional, proactive, and genuinely invested in getting the best outcome for us. Communication was always clear and timely, and the team consistently went above and beyond to keep things moving and make the process as smooth as possible. Would highly recommend SBK to anyone looking for a reliable and top-class estate agent.

Keziah Eastwood
19 November, 2025

Absolutely fantastic response time & support along the way. Micha who was lovely showed us around a house we were looking to let, and made sure the relevant documents were sent to us the same day. We have now been given a move in date for a weeks time! Katie & Josh have also been brilliant support with fast responses over email and being friendly all round. Would 1000% recommend, especially if you're someone who wants to get stuff done quickly.

evie marshall-shepherd
19 November, 2025

Patrick and the team at Sheldon Bosley Knight have been absolutely fantastic and such a pleasure to deal with. From first viewing right through to completion, every query has been answered quickly, nothing is too much trouble and they really seem to care. Everything ran seamlessly and we cannot recommend them highly enough - thank you Patrick!

Mary Lubrano
19 November, 2025

Leaving this review to say what a great job Sam Wright has done for me today. He gave me all the time I needed on the viewing and was knowledgeable. Buying a house is very new to me and Sam explained the whole process to me and got my offer accepted. Would recommend dealing with Sam!

Rory Williamson
19 November, 2025

We wouldn't recommend any other local Estate Agents! Chloe and team went over and above from day 1 to ensure we received the very best service and care from every member of the SBK team. I could name names of 3 other local EA who let us down badly, and just treated us like numbers, but I won't! Massive thanks to Chloe and all the team ☆☆☆☆☆

Rita Thompson
19 November, 2025

I moved to Pershore recently and rented a property through Sheldon Bosley Knight. The staff were extremely helpful especially the person who showed be the flat I ended up renting, even though she was actually from the Evesham branch, and continued to help on a number of issues prior to moving. Big thank you to Isobel Dix. Barry Catton

Barry Catton
19 November, 2025

The team at Sheldon Bailey Knight have been great for our first house move! They have been prompt , professional and kind throughout the whole process . I would recommend using them! Thank you again .

Izzy Lowerson
19 November, 2025

Sam was very helpful and he knew a lot about the property we were viewing. He left us alone to view and discuss things privately and did not put any pressure on us at all. So far a very helpful and professional experience.

Corinna Wilcox
18 November, 2025

I’ve been renting a property in Warwick managed by Sheldon Bosley Knight in Leamington for almost four years, and they’ve been nothing short of fantastic throughout. Claire and Louisa have both been incredibly friendly, helpful, and genuinely great to deal with. Their communication has always been excellent. Quick replies, clear answers, and they consistently went above and beyond whenever I needed anything. My recent move away was handled so smoothly it barely felt like a move at all. Everything was organised perfectly with no hiccups whatsoever. I didn't have a single issue during the whole time they managed the property, and now that I’m moving on, I can honestly say it’s been a brilliant experience from day one. Highly recommend, and a big thank you to Claire and Louisa for making everything so easy.

Nick Fenton
6 November, 2025

I am currently going through the sale of my property. My estate agent at Sheldon Bosley, Sam Wright, has been a real star in every aspect of his role there. I would recommend Sam to anyone using this Estate Agent.

Karl Marshall
4 November, 2025

Josh and his team at SBK Lettings have been nothing short of amazing with the letting of our family home. Josh went into each and every detail and was always friendly and super efficient. Having never let a property before myself I felt completely at ease with the process, thank you to the team for this!

Amelia S
29 October, 2025

I have worked with SBK on 2 occasions to find tenants and I will continue working with them in the future. They are very helpful and efficient and communicate with me effectively which is especially important as I don't live in the area. On both occasions they have found me good tenants so I am very happy and grateful for their help.

Jayne S
28 October, 2025

If we could give more than 5 stars we certainly would. We cannot thank Patrick and his team enough with our house sale. They are without doubt the most friendliest and genuine people we have had the pleasure of buying our forever home with. Right from the outset nothing has been too much and they have been super quick to answer any questions or to arrange viewings. Wether you are selling or buying a home these guys are simply the best. Thank you so much team for everything.

Darren Lake
21 October, 2025

Had a great viewing on a property this morning which resulted in having an offer accepted, great thanks to Sam Wright for showing us the property, had the answers to all our questions, really helpful and a great bloke, didn’t rush us, felt at ease, would highly recommend

Kevin Smith
21 October, 2025

I had an absolutely fantastic experience with the Sheldon Bosley Knight Evesham lettings team! From start to finish, the service was professional, friendly, and incredibly efficient. Sam was my first point of contact, and he was so polite and welcoming over the phone — it really set the tone for the whole experience. The entire team at the Evesham office are just as warm and approachable, making me feel completely at ease throughout the process. Katie and Josh were excellent in helping me find the perfect property — they really took the time to understand what I was looking for and made everything smooth and stress-free. Their communication and attention to detail were outstanding. Micha was also brilliant — very knowledgeable and helpful when it came to advice on any work or maintenance matters related to the property. It was reassuring knowing everything was in such capable hands. I honestly couldn’t recommend Sheldon Bosley Knight Evesham highly enough. They’re a truly professional and caring team who go above and beyond — thank you all for making the experience so positive!

Henry H
9 October, 2025

The Lettings team have been very efficient and quick to respond to any queries or issues. The process was painless and efficient.

Iain Brodie